The Traveler Guide

Student group travelers seeking the ultimate New York City experience can now add Top of the Rock at the Rockefeller Center to their list. Reopened in November 2005, Top of the Rock welcomes visitors to a unique venue, removed from the hustle and bustle of the city. The renowned attraction provides lessons in history and geography that culminate with unparalleled views from the newly renovated Observation Deck on the 70th floor.

Rockefeller Center covers 22 acres and is located between Fifth and Seventh Avenues in Manhattan. It was built by the Rockefeller family, and named after John D. Rockefeller Jr. who began its development in 1930. At the time, it was the largest private building project ever undertaken in modern times. Construction was completed in 1939 when Rockefeller drove the final silver rivet into 10 Rockefeller Plaza. In 1987, it was officially declared a National Historic Landmark.

The observation deck itself was opened to the public in 1933 as a gift to the people of New York - a monument to Manhattan. After it was closed to the public in 1986, Top of the Rock underwent a $75 million renovation and re-opened in November 2005, with three lower levels and three upper levels housed in the 70-story building.

Views from the observation deck are unobstructed for 360 degrees and stretch for miles in every direction. Top of the Rock includes a panorama of Central Park and the northern half of Manhattan that can't be found anywhere else. Famous New York landmarks are visible as well, including the Empire State Building, Chrysler Building, Times Square, the Hudson River, the East River, the Brooklyn Bridge, and the Statue of Liberty. Fully transparent safety glass provides unhindered, open-air viewing.

In addition to unforgettable views, Top of the Rock engages student group travelers with interactive exhibits on the mezzanine level. The iconic photograph of building workers in 1932 lunching on a steel beam is part of a display which allows students to virtually feel what it was like to work 60 floors up.

A stunning crystal waterfall chandelier, created by the Swarovski Group, is the centerpiece of Top of the Rock's entrance on West 50th Street. While waiting to board a sky shuttle elevator to the 67th floor, student travelers can enjoy a multimedia exhibition exploring the history of Rockefeller Center. The Top of the Rock shop features exclusive merchandise not found anywhere else. During the ride up to the top, student travelers enjoy the elevator's clear ceiling, exposing the elevator shaft during ascension. Photographs and film sequences projected onto the ceiling as well make for an entertaining trip.

Especially attractive and convenient for student group travelers are the reserved time ticketing and advance bookings to guarantee groups will not spend time waiting in lines. The system also ensures the deck is never overcrowded.

In addition to Top of the Rock, student group travelers can also take tours of the other interesting venues at Rockefeller Center. The guided tour takes students through the buildings, gardens, and places that make up this "city within a city." Frequent tour stops include:

- Radio City Music Hall, one of the largest and most opulent theaters in the world. It's famous for the Rockette dancers and the annual Christmas Spectacular show.

- The headquarters of the National Broadcasting Company (NBC) and most of their New York studios, including the legendary Studio 8H, home of Saturday Night Live.

- Adjacent to the center is the open air Ice-Skating Rink which opened on Christmas Day in 1936 and has remained a popular winter venue ever since.

Private Studio Tours of the National Broadcasting Company are also available to the public. Led by an NBC page, these tours guide students through the world of the famous Peacock Network. Interestingly, there is a history behind the NBC pages, as many have gone on to become celebrities including Willard Scott, Regis Philbin, Ted Koppel, Michael Eisner, and Dave Garroway.

The first stop on the NBC tour is the Sharp History Theatre, where visitors learn about NBC's early days in radio. Afterward, student group travelers have the opportunity to see some of the most famous studios, including The Today Show, Dateline NBC, NBC Nightly News, Football Night in America, and Saturday Night Live.

The Top of the Rock and other intriguing indoor and outdoor spaces make a visit to the Rockefeller Center in the heart of Manhattan a must for student tour groups traveling to New York City.

The average car rental is a process that should be given more than last minute attention during travel. Unfortunately, many families (and business travelers) fail to do a few small things in advance that could lead to a more stress-free car rental travel experience. As any frequent traveler knows, getting the car rental right at the beginning of the trip can certainly result in a much more enjoyable trip for all concerned at the end. Below are 5 keys to a successful car rental that every traveler should make note of:

1. Do a little homework. As with any wise buying decision, even a little preparation can save dollars. For example, the wise and experienced traveler will make sure their own automobile insurance is up to date and sufficient for their planned car rental needs. It is widely accepted that travelers need not take the rental company insurance offered if their own coverage can protect them adequately. The only exception to this might be: lack of insurance because the renter does not have a personal car. In this case, the higher-priced rental company insurance is better than none at all.

2. Understand your rental agreement. Wise car rental customers will make absolutely sure they understand the terms and requirements of any car or vehicle rental agreement. This is a major part of preparation for travel and car rental, and should not be something that is studied only when a problem arises. Some details that should always be confirmed include: 1) How many miles are allowed per day (experienced rental customers agree that unlimited mileage is best for most travelers), and 2) Is the customer required to refill the gasoline tank when the car is returned? Rental companies generally offer a fuel option that allows the customer to pay up front for a tank of gasoline. This means that the driver can return the car without filling the tank. In most cases it is best to buy gasoline when needed, filling the tank just before returning the car.

3. Know what you are renting. While many travelers will actually consider insurance, mileage and gasoline when renting a car, most will not take the time to look at the car's physical condition to check for dents, scratches and other appearance problems. Feedback from customers and customer complaints indicate that car rental companies will sometimes try to blame these problems on the current renter. To avoid this difficulty, wise car rental customers will point out any problems prior to taking the car, making sure that the company representative notes scratches, dents and upholstery problems, in writing. Tip: Experienced renters use their digital cameras to document any problems before driving away.

4. Look for value but pay for happiness. The car rental industry has grown quickly and now includes dozens of choices. This level of competition has led to reduced prices, even from some of the top-name companies. Of course, the best deal for the lowest price is everyone's goal. However, experience in the field of car rentals has taught many people that the lowest price is not always the key to happiness. (It's always a good idea to pay particular attention to the "howevers.") As the choices expand, customers are tempted to choose lesser-known companies to save money. Many of these occasional renters assume that state and federal laws will protect them from any major problems. While it is generally true that the "name-brand" corporations and many smaller companies will provide a quality, worry-free experience, problems can arise with some of the smaller start-up businesses. The wise renter will be sure to clear up any doubts about terms and car conditions, especially with smaller fleet businesses. The pressure of creating and growing a business may lead some to cut corners. In the end, the customer may have to pay for that pressure.

5. Stress the small details. There are a number of items in the small print of rental agreements that can add to or subtract from the overall cost you finally end up paying. Two that should be understood fully at the start are: 1) Return requirements - Is the original renter required to bring the car back to the same location? There may be a charge for returning the vehicle to another site. 2) Will there be an extra charge if the driver is under a particular age. Companies may include a surcharge if the driver is under 25, for example. These are the most popular and can mean hidden charges at the end of your trip you weren't counting on. Make sure you read the small print and ask questions before driving that rental car of the lot.

Vacations can be hectic enough without adding the stresses of a bad car rental into the equation. The mistakes that the average traveler makes when renting a car can end up costing him or her money in the end. Wise travelers can avoid these mistakes by following the five tips above to achieve a successful stress-free car rental.

Traveling can be exciting and rewarding, but it can also be expensive when the unexpected occurs far from home such as sickness or injury, travel delay, baggage loss, or worse.

In the past decade medical costs have increased dramatically worldwide and even countries with subsidized National Health plans now demand payment in full from foreign visitors for medical services rendered.

At the same time travel suppliers such as airlines, and tour operators worldwide have made cancellation policies more restrictive, so if you have to cancel a trip it's likely that a substantial portion of your pre-paid travel expenses will not be refunded, and if you have to interrupt a trip mid-way, a last minute, one-way economy fare return-flight is now likely to be more costly than ever.

Moreover, the reality of global terrorism, increased travel industry bankruptcies, global economic instability, and the overall unpredictability of life today causes many people to seek ways to minimize the unique financial risks associated with travel.

As a result, savvy travelers purchase travel insurance in order to protect against the potentially staggering financial costs resulting from crises such as the cancellation of a big trip due to death or illness of a family member or a required emergency medical evacuation.

The further your trip will be, the more you will need travel insurance. This is common sense, as international trips are costly, so there's a need to protect your hard earned travel money. So wherever you go, to a local or international destination, it's very important that you have the necessary insurance coverage. Cheap annual travel insurance is an alternative choice for those budget- conscious travelers who are making more than one trip a year. The main feature of the annual travel insurance against regular travel insurance is that it saves you money. For a once annual payment, you become covered whenever you travel during the year. The terms and conditions vary between companies, but annual insurance for unlimited travel is also available. Cheap annual travel insurance provides substantial cost savings than any regular type of travel insurance.

Here are some tips for choosing your best cheap annual travel insurance:

1. Sign up with a reputable insurance company that has worldwide offices which can easily be contacted during emergency needs.

2. The insurance company should have a 24/7 customer assistance which is an essential for international travelers.

3. Always make your office's 1-800 number available to you when you are abroad.

4. The cost of the insurance should not be more than 10% of your investment.

5. Read the terms and conditions of the policy to make sure you aren't buying unnecessary or inadequate coverage.

6. Look for refundable policy, especially if you have the history of changing your mind too often.

7. A good insurance should cover at least the following:

a. Flight cancellation or delay b. Luggage loss and delay c. Sickness and accident during the trip. d. Evacuation support during an emergency situation such as natural calamities

Cheap annual travel insurance is good for you if you take vacations more than once a year. Instead of taking several insurance each time you travel, you can make use of a single travel insurance that could save you a lot of money and time. On the other hand, if you travel less often, an annual insurance policy is not for you since you will not be able to recover the cost.

If you've never taken an exotic vacation, it might be time to take advantage of great airfare rates and visit the island of Malta, a land filled with history and mystery. Malta comprises an archipelago of islands nestled in the warm waters of the Mediterranean about halfway between the coast of North Africa and Sicily. The cluster of islands makes up the southernmost border of Europe and consists of five islands: Malta, Gozo and Comino, along with two smaller uninhabited islands called Filfla and Cominetto.

Malta has figured in European history for centuries as a strategic point that joins Europe and Africa. Trade routes have passed through Malta since the beginning of mankind, and most of them left traces of their existence on her rocky slopes and pristine beaches. Thanks to low-budget airline carriers, more people than ever before are experiencing the unique history of this tiny island and reaping the benefits. Since low-fare airlines have added Malta and Gozo to their itineraries, island residents have pulled out the welcome mat in an effort to boost their tourist industry. Since 2006, more than 45,000 travelers from around the world have visited and been enchanted with the Maltese islands and people, who are more than anxious to open their arms in welcome to global visitors.

Due to additional airlines adding Malta to their destination offers, the Maltese Tourism Minister recently expressed the hope that more than 100,000 people will travel to the islands for some fun in the sun in 2007. Major European airlines such as Air Malta, Ryanair and Alitalia are offering lower fares than ever before. Ryanair is offering flights from London to Malta for less than UK40 - that's less than US$80! Malta's sister island, Gozo, is actively promoting itself as being agro- and eco-friendly, prompting tourists who support environmental issues and programs to come to the island to learn how to make cheese, along with learning how to milk and shear sheep.

While some travelers may not want to get involved in sheep care, the move is intended to support the fact that the Maltese islands are still very much involved in caring for their natural resources. Gozo is a tiny island that serves as a relaxing weekend getaway for not only the citizens of Malta, but also those flying north from Africa or south from Italy and Spain.

Communicating in Malta shouldn't be a problem for most travelers, as two major languages are spoken on the island: Maltese and English. Maltese is similar to classic Arabic, with traces of Hebrew and Lebanese mixed in. However, the younger generation has also begun speaking Italian in recent years, making communication for Europeans even easier.

Malta's historical relics and locations serve as a drawing point to visitors interested in history as well as politics. The tiny island withstood the ravages of the Arabs, Carthaginians and Napoleon Bonaparte. She bravely stood her ground against Nazi bombing runs that may have decimated her landscape, but failed to intimidate her inhabitants. In 1942, the island of Malta received a George Cross medal from King George VI for her brave tenacity.

Whether flying from European or African destinations, thousands of travelers are discovering the beauty and history that Malta has to offer. As one of the newest of popular destinations in 2007, Malta promises to enthrall visitors from neighboring countries as well as more distant ones. Perhaps the best time to visit Malta is now, before the secret gets around too fast. After all, it's nice to have white sandy beachfronts all to yourself, isn't it?

Medical coverage can be a big concern for Canadian residents who travel on a regular basis. Regular insurance may only cover a small portion of emergency medical expenses that occur outside of the providence in which a person resides, if any of is even covered at all.

Uncovered emergency medical expenses can absolutely cripple a person or family financially. Emergency medical care costs can begin to add up even if you do have some coverage, but those with no coverage at all could quickly find themselves in a hole too deep to get out of after just a day or two in the hospital.

Extra travel insurance could be an absolute necessity if you are required to travel on a regular basis for your employer, but it's also a good idea for those that just need to travel on occasion.

Piece of Mind

Travel insurance in Canada is available to almost all people in virtually any type of situation where travel is taking place. It's capable of taking care of someone involved in any multitude of different situations, so Canadian residents are able to travel as much as they need to without any worries at all.

Outsiders looking In

For people traveling to Canada from another country, the problem of coverage under their regular insurance may also pose a problem. Many insurance companies don't cover all of the expenses that can be incurred when an injury or emergency occurs during international travel.

For people who want to spend some time in Canada for pleasure, or those that are required to travel to and stay in Canada for business there is Visitors to Canada travel insurance.

Emergency medical care anywhere in the world can be very expensive, but with visitors to Canada travel insurance visitors can spend their time in Canada focusing on what's important to their trip, whether it be business or pleasure, without any fear.

In order to obtain Visitors to Canada travel insurance, a visitor will need to know in which province they will be spending the majority of their time and they'll have to fill out a declaration of health before being able to purchase the plan that will best accommodate their needs for a particular trip. That doesn't seem like very much at all to truly obtain piece of mind to know that you'll be taken care of in the event of any unforeseen instances.

Travel insurance, depending upon the type of plan chosen, may also cover such things as: accommodations, transportation and reimbursement for necessities like clothing and toiletries in the event that an injury or emergency prevents you from continuing your travels as planned.

If you are traveling with family and loved ones and purchase a plan for the group - if one person becomes injured or requires emergency treatment, the others in the group could be eligible for several amenities as well should the injury affect or inhibit the rest of their travel.

Many travelers going from province to province or coming from outside of Canada in, think that travel insurance is simply an extra expense that they don't really need - they adopt the attitude that if they travel and nothing happens to them (which is often the most likely outcome) that they will have, in effect, wasted X amount of dollars that could have been used for something better. Though this is a very real possibility, in most cases there will be no accidents or emergencies what so ever and all travelers will arrive home on time, safe and sound. What these travelers should consider though is that accidents do happen - one accident could mean terrible things for a traveler who isn't covered.

For those traveling (especially frequently) through Canada and who aren't already covered through some other method of coverage, Canadian travel insurance should be considered a necessity.